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This policy covers how Rate-Credit.com treats personal information that Rate-Credit.com collects and receives, including information related to your past, current and future purchases and use of Rate-Credit.com products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
This policy does not apply to the practices of people or companies that Rate-Credit.com does not own, control, employ or manage.
Rate-Credit.com collects personal information when you register with Rate-Credit.com, when you use Rate-Credit.com products or services, when you visit Rate-Credit.com pages or the pages of certain Rate-Credit.com partners, and when you enter promotions or sweepstakes. Rate-Credit.com may combine information about you that we have with information we obtain from business partners or other companies.
When you register we may ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. Once you register with Rate-Credit.com and sign in to our services, you are not anonymous to us.
Rate-Credit.com collects information about your transactions with us and with some of our business partners, including information about your use of the products and services that we offer.
Rate-Credit.com automatically receives and records information on our server logs from your browser, including your IP address, Rate-Credit.com cookie information, and the pages you request.
Rate-Credit.com may use the information to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and/or provide anonymous reporting for our partners.
Rate-Credit.com does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with Rate-Credit.com under confidentiality agreements. These companies may use your personal information to help Rate-Credit.com communicate with you about offers from Rate-Credit.com and our marketing partners. However, these companies do not have any independent right to share this information.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
Rate-Credit.commay display targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.
Rate-Credit.comdoes not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
Rate-Credit.com may set and access Rate-Credit.com cookies on your computer if you have enabled this feature in your browser.
Rate-Credit.com lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Rate-Credit.com's cookies.
Rate-Credit.com may use web beacons to access Rate-Credit.com cookies inside and outside our network of web sites and in connection with Rate-Credit.com products and services.
You can edit your Rate-Credit.com Account Information at any time.
We reserve the right to send you certain communications relating to the Rate-Credit.com service, such as service announcements, administrative messages and the Rate-Credit.com Newsletters, that are considered part of your Rate-Credit.com account, without offering you the opportunity to opt-out of receiving them.
You can delete your Rate-Credit.com account at any time by visiting your account setup page. Please realize that some information will remain in our archived records after your account has been deleted.
Rate-Credit.com encourage parents and guardians to monitor and participate in their children’s online activities. No information should be submitted to this site by users under 13 years of age, and users under 13 years old are not allowed to register for newsletters, clubs or activities. In addition, users under 18 years of age are not allowed to make purchases or participate in contests, except for those specifically directed to children. Where appropriate, Rate-Credit.com may ask you to indicate your age to verify compliance with these policies.
Rate-Credit.com does not knowingly collect information from our guests under 13 years of age or provide any personally identifying information from such guests to any third party for any reason whatsoever. We do not allow guests known to be under 13 years of age to receive direct marketing communications from Rate-Credit.com or from third parties.
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